Dream bigger with a HELOC
Borrow at 5.25% intro APR
Quick Qualification Checklist
You may qualify if you:
Have available equity in your home
Can make an initial advance of $1,000
Have a primary residence in the credit union's lending area
Want flexible access to funds over time
HELOC Special Benefits
Feature V9
Feature V9
Feature V9
Feature V9
HELOC Loan Calculator
Calculate your potential savings and payment plans
Monthly Payment
What Our Customers Say
Testimonial Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
Testimonial Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
Testimonial Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
Build Wealth
Your home equity grows over time as you pay down your mortgage and property values increase, creating a valuable financial asset.
Lower Interest Rates
Home equity loans typically offer lower interest rates than credit cards or personal loans because your home secures the loan.
Financial Flexibility
Access funds for major expenses like education, medical bills, or business investments without liquidating other assets.
Unlock Opportunities
Use your equity to fund home improvements that increase property value, consolidate high-interest debt, or pursue new ventures.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that uses your home’s equity as collateral. During the draw period, you can borrow up to your credit limit, repay, and borrow again as needed. You only pay interest on the amount you actually borrow, making it a flexible financing option for ongoing expenses or projects.
-
HELOC interest may be tax-deductible if the funds are used to buy, build, or substantially improve the home that secures the loan. However, tax laws can change, and individual circumstances vary. We recommend consulting with a tax professional to understand how HELOC interest deductions apply to your specific situation.
-
A typical HELOC has two phases: the draw period (usually 10 years) when you can borrow funds and typically make interest-only payments, and the repayment period (usually 10-20 years) when you can no longer draw funds and must repay both principal and interest. The exact terms vary by lender and loan agreement.
-
Yes! That’s one of the key advantages of a HELOC. During the draw period, you can borrow, repay, and borrow again up to your credit limit as many times as you need. This revolving credit feature makes it ideal for ongoing expenses like home renovations, education costs, or emergency funds.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
Rates effective as of: February 3, 2026
{Optional: Insert table disclosure information}
Open Account
Leaving Our Website
By accessing this link, you will be leaving the Credit Union’s web site and entering a web site hosted by another party.
Although the Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union’s web site. The other party is solely responsible for the content of its web site.
We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.
You will be leaving the credit union’s site.