UPGRADE YOU
Caring for our local community with outstanding service and awesome innovation.
Our Special Offers
Teen Debit & Checking
3 Year HELOC Fixed Intro Rate
Honolulu Branch Has Moved
Trusted Banking for Years
OUR FAMILY HAS GONE TO PEARL HAWAII FOR OUR BANKING NEEDS FOR MANY YEARS BECAUSE, IN OUR EXPERIENCE, THEY ARE OAHU’S BEST BANK. WE LOVE HOW INNOVATIVE THEY ARE AND THEY HAVE LOW AUTO LOAN AND PERSONAL LOAN RATES. THANK YOU PEARL HAWAII! YOU GUYS ARE AWESOME! – Jose + Kelly
Building trust, nurturing dreams, inspiring hope.
Bank on great service and financial products. At Pearl Hawaii, we are banking with oomph. From home or car loans to Hawaii’s most innovative banking services, Pearl Hawaii is committed to you. Bank at any of our Oahu locations in Waipahu, Ewa Beach, Waianae, Honolulu, Pearl Harbor, or near the Airport. Additionally, you can bank using PHFCUOnline just like one of our branches.
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Rates effective as of: April 25, 2025
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By accessing this link, you will be leaving the Credit Union’s web site and entering a web site hosted by another party.
Although the Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union’s web site. The other party is solely responsible for the content of its web site.
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