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Q | When will my funds be available?

A | If we receive your deposit before 2 p.m. on a business day, we’ll credit your account at the end of the day. Deposits received after 2 p.m. (or on weekends and federal holidays) are credited to your account by the end of the next business day.

Availability of funds is pursuant to Regulation CC and Pearl Hawaii Federal Credit Union’s applicable policies.

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Rates effective as of: April 26, 2025

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